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July 20, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Oregon Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
Child Safety Seats Should Not Be Placed In The Front Seat Of Vehicles With Passenger-Side Air Bags
The impact of a deploying air bag striking a rear-facing child safety seat could result in injury to the child. NHTSA also recommends that children 12 and younger sit in the rear seat away from the force of a deploying air bag.

 


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Near-Fatal Police Car Accident In Dutchess Underscores Need To Investigate Crown Vic Police Cars
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Terms

 


Today's Terms

Loss Due To Fire Title

Definition:
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Binder

Definition:
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Liability Insurance

Definition:
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Oregon Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Oregon Car Accident Lawyers as soon as possible:

  • Albany
  • Ashland
  • Beaverton
  • Bend
  • Canby
  • Central Point
  • Clackamas
  • Coos Bay
  • Corvallis
  • Cottage Grove
  • Dallas
  • Eugene
  • Forest Grove
  • Grants Pass
  • Gresham
  • Hermiston
  • Hillsboro
  • Hood River
  • Klamath Falls
  • La Grande
  • Lake Oswego
  • Lebanon
  • Mcminnville
  • Medford
  • Newberg
  • Ontario
  • Oregon City
  • Pendleton
  • Portland
  • Prineville
  • Redmond
  • Roseburg
  • Salem
  • Sherwood
  • Springfield
  • The Dalles
  • Troutdale
  • Tualatin
  • West Linn
  • Wilsonville
  • Woodburn
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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